Rates effective as of January 21, 2025.
Minimum Balance
Dividend Rate
APY*
Winter Certificate Special
$500 for IRA Share Certificate
$1000 for Share Certificate
3 Month
3.93%
4.00%
7 Month
4.17%
4.25%
13 Month
4.12%
4.20%
3 Month (IRA not Eligible)
$1,000
3.00%
3.04%
$20,000
3.00%
3.04%
$50,000
3.00%
3.04%
$100,000
3.05%
3.09%
6-Month
$1,000
3.00%
3.04%
$20,000
3.00%
3.04%
$50,000
3.00%
3.04%
$100,000
3.10%
3.14%
12-Month
$1,000
3.35%
3.40%
$20,000
3.35%
3.40%
$50,000
3.35%
3.40%
$100,000
3.45%
3.51%
18-Month
$1,000
3.35%
3.40%
$20,000
3.35%
3.40%
$50,000
3.35%
3.40%
$100,000
3.45%
3.51%
24-Month
$1,000
3.40%
3.45%
$20,000
3.40%
3.45%
$50,000
3.40%
3.45%
$100,000
3.50%
3.56%
30-Month
$1,000
3.40%
3.45%
$20,000
3.40%
3.45%
$50,000
3.40%
3.45%
$100,000
3.50%
3.56%
36-Month
$1,000
3.50%
3.56%
$20,000
3.50%
3.56%
$50,000
3.50%
3.56%
100,000
3.60%
3.66%
48-Month
$1,000
3.55%
3.61%
$20,000
3.55%
3.61%
$50,000
3.55%
3.61%
$100,000
3.65%
3.71%
60-Month
$1,000
3.70%
3.76%
$20,000
3.70%
3.76%
$50,000
3.70%
3.76%
$100,000
3.80%
3.87%
Disclosure
*APY=Annual Percentage Yield
$500 minimum for IRA Share Certificates
Rates and terms are subject to change
A penalty may be imposed for withdrawals before maturity