Loan Type Rates APR Points
Rates effective as of 8:00 AM December 20, 2024
30 year fixed 6.375% 6.589% 1.00
6.500% 6.667% 0.50
6.625% 6.616% 0.00
20 Year Fixed 6.250% 6.531% 1.00
6.375% 6.592% 0.50
6.500% 6.653% 0.00
15 year fixed 6.000% 6.349% 1.00
6.125% 6.395% 0.50
6.250% 6.440% 0.00

Rates/Fees are subject to change per Investor Adjustments

PLEASE NOTE THAT INTEREST RATES MAY CHANGE THROUGHOUT THE DAY. THE RATES ABOVE ARE SCU POSTED RATES AS OF 8 AM EACH MORNING.  FOR "UP-TO-THE-MINUTE RATES," PLEASE CALL YOUR MORTGAGE LOAN ORIGINATOR OR SCU MEMBER SERVICES AT (916) 444-6070 EXT. 3071.

Unless otherwise indicated, these APR calculations are based on the following: Conforming loans (whose maximum loan amount is below $766,550) are calculated based on a loan amount of $250,000 with closing costs of $3,000. Your actual APR may be different depending upon these factors.

Interest rates shown are for informational purposes only and are based on a single-family detached, owner occupied property located in California. Certain interest rate and/or discount point adjustments may apply depending on loan features, LTV and credit worthiness. Maximum loan-to-value (LTV) will vary by product. Additional restrictions and conditions may apply.