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Visa Platinum Rewards Plus |
Visa Platinum |
Visa Platinum Secured |
Why you'll like it
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Earns rewards points on every dollar spent
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Features a low interest rate and no fees |
Helps build credit |
Cashback
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Earn 4% Cashback on Gas & EV Charging. 4% Cashback on Uber/Lyft 1% On everything else!*
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None |
None |
Annual Fee
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None |
None |
None |
Rates:
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Variable
Click Here to Check Rates |
Variable
Click Here to Check Rates |
Variable
Click Here to Check Rates |
Balance Transfer Fee
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None |
None |
None |
Foreign Transaction Fee
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None |
None |
None |
Credit Limit
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Up to $25,000
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Up to $25,000 |
$500 to $1,500 |
Includes Rewards Program
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Unlimited 1% cash back*
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No |
No |
Visa Benefits
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Auto Rental Collision Damage Waiver, ID Navigator by Norton LifeLock™, Roadside Dispatch, Shipt, Sofar, & Dovly Uplift
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Auto Rental Collision Damage Waiver, ID Navigator by Norton LifeLock™, Roadside Dispatch, Shipt, Sofar, & Dovly Uplift
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Auto Rental Collision Damage Waiver, ID Navigator by Norton LifeLock™, Roadside Dispatch, Shipt, Sofar, & Dovly Uplift
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Check out these exclusive benefits:
Auto Rental Collision Damage Waiver
Count on built-in auto rental coverage. Save money by saying no at the counter – rent with your covered Sacramento Credit Union card and get built-in Auto Rental Coverage.
Learn More >
ID Navigator Powered by Norton LifeLock
Your card includes ID Navigator Powered by NortonLifeLock. No one can prevent identity theft, so staying informed and knowing what to do when your identity is threatened can provide you with greater peace of mind.
Confirm ID Navigator eligibility and enroll now
Roadside Dispatch®
This is a pay-per-use roadside assistance program; available 24x7; Roadside Dispatch will ask for your location, what the problem is, and will remain on the phone with you while arranging a dispatch to a reliable tow operator or locksmith — you pay a set price per service call.
Details>
Shipt
Enroll your card to enjoy 1 month of free Shipt membership, then 3 months of membership at 50% off, with free delivery on orders of $35
Learn more about Shipt
Shipt offer terms and conditions for Visa
Sofar
Enjoy access to 7-day Visa Exclusive Presale opportunities to Sofar Sounds shows plus a free ticket per show, twice per year, with the purchase of one or more tickets.
Learn more about Sofar Sounds
Sofar Sounds offer terms and conditions for Visa
Dovly Uplift
Get access to Dovly Upliftᵀᴹ free with your card and start fixing, managing, and maintaining your credit online in seconds.*
Confirm eligibility and enroll now
Approval is subject to underwriting guidelines and verifications.
* Platinum Rewards Plus Credit Card holders earn points for every dollar spent. Points can be redeemed for cashback, travel, gift cards, etc
You earn 4x points for every $1 spent for Gas, EV Charging, and Rideshare (Uber, Lyft, and limousines) for up to $6,000 in net purchases annually (equating to 4% cashback) and unlimited 1x points thereafter; for all other net purchases you earn unlimited 1x points for every $1 spent (equating to 1% cashback).
Rewards Categories: merchants who accept Visa credit cards are assigned a Merchant Category Code (MCC) that is determined by the merchant or its processor in accordance with Visa procedures based on the types of goods or services the merchant primarily sells. We use those MCCs for the purpose of extending rewards offers to you. Rewards for Gas, EV Charging, and Rideshare purchases are based on Merchant Category Codes 5542, 5552, and 4121, respectively. Some merchants may not have a merchant code set up for some items they sell. When this happens, purchases with that merchant will not qualify for the rewards offered on purchases in that category.
Cashback payout redemption is deposited directly into your SCU Savings Account (For example: 10,000 points could be redeemed for $100, deposited directly into your SCU Savings Account). Online Banking is required to view and redeem your rewards points.