Savings Accounts
& Certificates

Craft your financial success.
Open Account

 

Save for today, tomorrow and a brighter future. 

We have options to help.

Certificates 

The benefits are real. Certificates are stable savings tools that are fixed-rate and reliable. Choose from various terms to meet your goals. Plus, once your Certificate matures, you can reinvest to keep earning, or cash out to use your money. Click here to check rates.
 

$1,000 Minimum
To Open

Multiple Terms
To Choose From

Terms Range From
3-Months to 5-Years

 
Interested in Youth Accounts?

Youth Savings | Youth Checking

Make Appointment or Find Branch
    
 
SCU Platinum Credit Card

Money Market Accounts 

A smart and flexible financial choice. Your deposits grow at a higher interest rate, and you'll experience more accessibility than you would with a Certificate. An SCU Money Market Account can be a smart solution. Click here to check rates.
 

$2,500 Opening
Deposit Required

$0 Monthly
Service Fee

30,000+
Surcharge-Free ATMS*


Interested in Youth Accounts?

Youth Savings | Youth Checking

Open Account


 

IRAs

Planning ahead for retirement is a smart choice regardless of your age.
Sacramento Credit Union offers a variety of Individual Retirement Accounts (IRA). Each account has specific tax advantages and distribution rules that your tax advisor can explain in detail. For example, a Traditional IRA allows for tax-free growth during working years while a Roth IRA provides tax-free distributions in retirement. Click here to check rates.  
 

$25 Minimum
To Open

$500 Minimum To Open
IRA Certificates

No Annual Fees

Traditional & Roth IRAs
Insured By NCUA
Up To $250,000


Interested in Youth Accounts?

Youth Savings | Youth Checking

Contact Us


 

Savings Accounts

Start earning from day one. A Sacramento Credit Union savings account is your ticket to all of the products and services we offer to help make your financial life better. The interest rates are competitive and you have full, flexible access to your funds. Click here to check rates.
 

$25 Opening
Deposit Required

Interest is
compounded and paid monthly

30,000+
Surcharge Free ATMS*


Interested in Youth Accounts?

Youth Savings | Youth Checking

 

Open Account

Annual Percentage Yield (APY) is accurate as of October 7, 2024 and assumes principal and dividends will remain on deposit until maturity.
Dividends compound monthly. Withdrawals may reduce earnings and incur penalties. Minimum opening deposit of $500.  Certificate will automatically renew
on the maturity date at the nearest standard term and dividend rate not to exceed the term of the special. Rates and terms are subject to change and promotion may
end without notice.  
* 3 Month IRA certificates are not currently offered. The 7-month certificate will automatically renew to a 6-month term upon maturity. The 11-month certificate will automatically renew to a 12-month term upon maturity.