Our Competitive Rates help support dreams of home ownership
If you're buying a home in California we have the mortgage rates that can make your money go further.
10/1 , 7/1 , and 5/1 ARMs AVAILABLE
Maximum Amount at these rates: $766,550*
**See rate adjustment information below
| Loan Type |
Rates |
APR |
Points |
| Rates effective as of 8:00 AM December 20, 2024 |
| 30 year fixed |
6.375% |
6.589% |
1.00 |
| 6.500% |
6.667% |
0.50 |
| 20 Year Fixed |
6.250% |
6.531% |
1.00 |
| 6.375% |
6.592% |
0.50 |
| 15 year fixed |
6.000% |
6.349% |
1.00 |
| 6.125% |
6.395% |
0.50 |
Connect with one of our local Mortgage Loan Consultants
Deri Ross
Mortgage Loan Consultant
NMLS # 361879
Mobile: 916-802-7989
Email: [email protected]
Ahnalee Andaya
Mortgage Loan Consultant
NMLS # 1846466
Mobile: 916-508-7992
Email:
[email protected]
*Jumbo/Portfolio, 7/1 ARM, 5/1 ARM, FHA, VA and Reverse Mortgage Loans available. 10 year mortgages available.
More Rates Available - Please contact us for details.
**Rate adjustment information
Interest rates shown are for informational purposes only and are based on a single-family detached, owner occupied property located in California. Certain interest rate and/or discount point adjustments may apply depending on loan features, LTV and credit worthiness. Maximum loan-to-value (LTV) will vary by product. Additional restrictions and conditions may apply.
Unless otherwise indicated, these APR calculations are based on the following: Conforming loans (whose maximum loan amount is below $766,550) are calculated based on a loan amount of $250,000 with closing costs of $3,000. Your actual APR may be different depending upon these factors.
PLEASE NOTE THAT INTEREST RATES MAY CHANGE THROUGHOUT THE DAY. THE RATES ABOVE ARE SCU POSTED RATES AS OF 8 AM EACH MORNING. FOR "UP-TO-THE-MINUTE RATES," PLEASE CALL YOUR MORTGAGE LOAN ORIGINATOR OR SCU MEMBER SERVICES AT (916)444-6070 EXT. 3071.